Your most important investment is you

For some students, finances can pose a hurdle in the road toward an education. Learn how we may be able to help you overcome it.

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Financial Aid: Federal Government Loans

Multi-Year Loans Can Help You Manage Your Expenses

Federal loans include the Federal Direct Student Loan and the Federal Direct Parent Loan for Undergraduate Students (PLUS). There are separate applications for both, and you and your parents will be required to sign an MPN contract - a multi-year promissory note that allows you to receive multiple loans without having to complete additional promissory notes.

How do I apply for the Federal Student Loan?

You can complete an MPN online. A link is available on the school’s Web site and through Online Services at MyAiCampus.com. Our Student Financial Services Department will determine how large a loan you are eligible for after reviewing your completed FAFSA form.

What is the MPN?

The MPN is a contract that you must sign when you receive a Subsidized or Unsubsidized Student Loan. This note may work as a multi-year promissory note, allowing you to receive multiple loans without requiring you to complete additional promissory notes.

What do I do next?

You can complete the Master Promissory Note (MPN) online with the U.S. Department of Education’s Direct Loans Web site at https://dlenote.ed.gov/empn/index.jsp. If you already have a valid MPN on file with Direct Loans, notify us and we will verify that it can be used at our school.

How do I apply for the Federal Parent Loan for Undergraduate Students (FPLUS)?

To apply for an FPLUS Loan, your parent (only one need apply) must complete the PLUS Loan Master Promissory Note at https://dlenote.ed.gov/empn/index.jsp. An eligible parent will qualify to apply for FPLUS Loans to assist their dependent son or daughter to attend school. Since PLUS Loans require a credit check, we can assist you with that process. The Student Financial Services Department will recommend an amount based on eligibility and the amount needed to pay for school.

Tips for filling out these forms:

Carefully read the instructions and general information before you complete any form.
Print legibly and sign the form. Answer all questions.
For references, list your parents first, and then list brothers, sisters, and relatives who are adults and live on their own. You may also include adult friends. The two references must have separate and complete addresses.
If you don’t have a driver’s license, complete that section with “None.”

Read the Promissory Note before you sign and date it. It is a legal document requiring you to pay back the money you borrow.